Janani Suraksha Yojana (JSY): Cash Assistance for Institutional Delivery
Last updated: 2026-11-13 · MockMentor
Janani Suraksha Yojana (JSY), launched on 12 April 2005 by modifying the National Maternity Benefit Scheme, is a cash incentive for institutional delivery. Its aim is to cut maternal and newborn deaths by getting more women to give birth in health facilities. It is fully Centre-funded and runs with the help of ASHAs.
In one line: cash for mothers who give birth in a hospital, and an incentive for the ASHA who brings them there.
At a glance
| Item | Details |
|---|---|
| Launched | 12 April 2005 |
| Ministry | Health and Family Welfare |
| Funding | 100% Centrally Sponsored |
| Low Performing States | Uttar Pradesh, Uttarakhand, Bihar, Jharkhand, Madhya Pradesh, Chhattisgarh, Assam, Rajasthan, Odisha, Jammu and Kashmir |
| Home delivery | ₹500 for BPL women |
Cash assistance (₹)
| State group | Rural mother | Rural ASHA | Urban mother | Urban ASHA |
|---|---|---|---|---|
| Low Performing States | 1,400 | 600 | 1,000 | 400 |
| High Performing States | 700 | 600 | 600 | 400 |
In Low Performing States all women delivering in public or accredited facilities qualify. In High Performing States, BPL, SC and ST women qualify.
Possible exam questions
- How have cash incentives changed institutional delivery rates in India?
- Why is quality of care, not only access, now the main challenge in maternal health?
Complete notes in our courses: this page gives the essentials. The Super-Elite and Elite courses carry the full chapter with every update merged in, plus practice MCQs. Compare the courses.
More in Health schemes
- Ayushman Bharat PM-JAY
- Ayushman Bharat Digital Mission (ABDM)
- PM Surakshit Matritva Abhiyan (PMSMA)
- ASHA (Accredited Social Health Activist)
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