UIIC AO 2026: United India Insurance Administrative Officer Exam Guide
Last updated: 2026-11-14 · MockMentor
United India Insurance Company Limited (UIIC) issued its advertisement HO:HRM:REC:AO:1:2026 on 7 September 2026 for 225 Administrative Officers (Scale I): 200 Generalists and 25 Hindi Officers.
Status (14 November 2026): the Tier I Prelims was scheduled for 22 October 2026. The Tier II Mains is scheduled for 30 November 2026 (tentative).
UIIC AO 2026 at a glance
| Item | Details |
|---|---|
| Post | Administrative Officer (Scale I) |
| Vacancies | 225: Generalist 200, Hindi Officer 25 |
| Generalist split | UR 68, OBC 62, SC 30, EWS 22, ST 18 |
| Hindi Officer split | UR 11, OBC 7, SC 4, EWS 2, ST 1 |
| Age | 21 to 30 years as on 30 June 2026 |
| Qualification (Generalist) | Graduate or post-graduate in any discipline with 60% (55% for SC/ST/PwBD) |
| Selection | Prelims, Mains (objective and descriptive), interview |
| Final merit | Mains 75 : interview 25 |
| Starting basic pay | ₹82,485 |
| Gross pay | About ₹1,10,000 a month in metro centres |
| Service bond | 5 years |
| Fee | ₹1,000 plus GST; ₹250 plus GST for SC/ST/PwBD |
You can apply for either the Generalist or the Hindi Officer discipline, not both. Current UIIC Scale I officers cannot apply.
Key dates
| Event | Date |
|---|---|
| Advertisement | 7 September 2026 |
| Registration and fee | 8 to 28 September 2026 |
| Tier I (Prelims) | 22 October 2026 (tentative) |
| Tier II (Mains) | 30 November 2026 (tentative) |
Eligibility
- Age: 21 to 30 years as on 30 June 2026 (born between 30 June 1996 and 30 June 2005).
- Relaxation: SC/ST 5 years, OBC 3 years, PwBD 10 years, widows and divorced women 9 years, and confirmed employees of public sector general insurers 8 years. Combined relaxations cannot take the age above 45.
- Generalist: a graduate or post-graduate degree in any discipline with at least 60% (55% for SC/ST/PwBD), passed by 30 June 2026.
- Hindi Officer: a Master's in Hindi with English at degree level, or in English with Hindi at degree level, or the other combinations in the advertisement, with 60% (55% for SC/ST/PwBD).
Exam pattern
Tier I: Prelims (100 marks, 60 minutes, both disciplines)
| Section | Questions | Marks | Time |
|---|---|---|---|
| English Language | 30 | 30 | 20 minutes |
| Reasoning | 35 | 35 | 20 minutes |
| Quantitative Aptitude | 35 | 35 | 20 minutes |
You must clear each section and the overall cut-off.
Tier II: Mains for Generalists (objective 250 marks, 150 minutes)
| Section | Questions | Marks | Time |
|---|---|---|---|
| English Language | 40 | 50 | 30 minutes |
| Reasoning | 50 | 60 | 40 minutes |
| Quantitative Aptitude | 50 | 60 | 40 minutes |
| General Awareness (with focus on the financial sector) | 40 | 60 | 30 minutes |
| Computer Knowledge | 20 | 20 | 10 minutes |
Descriptive test (30 marks, 30 minutes): letter writing (10) and essay (20), typed in English, straight after the objective test. It is evaluated only for candidates who clear every objective section, and it is qualifying only for Generalists.
Hindi Officers take a different Mains: 200 marks of objective tests plus a 50-mark descriptive test of English and Hindi essays, Hindi letter writing and translation. For them, the descriptive marks count in the final merit.
Final selection
- Generalists: Mains objective marks and interview marks in the ratio 75:25. Prelims and descriptive marks are not counted.
- Hindi Officers: Mains (objective and descriptive) and interview in the ratio 75:25.
UIIC AO cut-off: previous cycle (Generalist)
United India Insurance Company (UIIC) does not publish category-wise cut-offs on its website. The figures below are the Mains cut-offs reported for the previous Generalist recruitment, which ran in 2024 and 2025.
These figures were compiled from score cards and result notices by coaching institutes and exam portals, and checked against at least two such sources. They are not taken from the recruiter's own website, so treat them as a guide and confirm on the official site before relying on them.
| Category | Mains score (as reported, out of 250) |
|---|---|
| UR | 156.39 |
| OBC | 147.19 |
| EWS | 144.76 |
| SC | 131.76 |
| ST | 117.35 |
A minimum of 15 marks was needed in each test. The Mains pattern for the 2026 cycle is described above, and the maximum marks may differ from the previous cycle, so read these as a percentage: the open-category cut-off was a little over 62%.
Pay, probation and bond
- Pay scale: ₹82,485 - 4,050(14) - 1,39,185 - 4,390(4) - 1,56,745.
- Gross pay: about ₹1,10,000 a month in metro centres, plus gratuity, leave travel subsidy, medical benefits, NPS and leased accommodation as per rules.
- Probation: one year, extendable. You must pass the non-life Licentiate exam of the Insurance Institute of India.
- Bond: five years including probation. Leaving early costs up to one year's gross salary, plus ₹35,000 towards onboarding costs.
- Posting: most vacancies are in the Western and Southern zones, and the first posting lasts at least five years, with no transfer requests in that period.
Read next: NICL AO 2026 and all insurance exams.
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