RBI Grade B 2027 Study Plan: Month by Month to Phase 2

Last updated: 2026-11-08 · MockMentor

RBI's recruitment calendar puts Phase-I in April 2027 and Phase-II in May or June 2027. From November 2026 that leaves about five months to Phase-I, and only a few weeks between the two phases. This plan works back from those dates.

Why the plan starts with Phase-II

Your final rank comes from Phase-II (300 marks) and the interview (75). Phase-I only decides who goes through, so the Phase-II syllabus has to be finished before Phase-I, not squeezed in after it.

200 of the 300 Phase-II marks are descriptive answers typed on a keyboard. Typing speed and answer structure take months to build, so writing practice starts now and runs every week.

Current affairs pile up quickly. Covering them every fortnight from now is much easier than catching up on five months of news in March.

November and December 2026

First full reading of the ESI, Finance and Management static syllabus.
Two typed descriptive answers a week.
Start the fortnightly current affairs cycle.
30 to 45 minutes a day on Quant, Reasoning and English basics.

January and February 2027

Finish the static syllabus, revise it once and solve previous year questions.
Three timed, typed answers a week, plus one essay or précis.
Keep the fortnightly cycle going and revise the older fortnights.
An hour a day of Phase-I practice, with topic tests.
The notification should come out in February. Check your eligibility and age limit and apply.

March 2027

Three full Phase-I mocks a week, and go through every mistake.
Revise all your current affairs for Phase-I General Awareness.
Keep ESI, Finance and Management warm with light revision.
One or two descriptive answers a week.

April 2027

A final round of current affairs revision, then Phase-I.

Between Phase-I and Phase-II

Revise all three Phase-II papers and take Phase-II mocks.
Type descriptive answers every day, against the clock.
Go back over the last six months of current affairs, especially economy and finance.

If you work full time, keep the same order and cut the hours.

Current affairs, fortnight by fortnight

Read the highlighted news from RBI, SEBI, PIB (Press Information Bureau) and Business Standard every day; we post it on our Telegram channel. Revise the fortnight on the 15th and the 30th, and test yourself with MCQs at the end of each fortnight so the gaps show up early.

Practising descriptive answers

The exam is typed, so practise by typing. Start with previous year questions from our Phase 2 question analysis for 2023 to 2026. Get your answers evaluated and rewrite the weak ones; the descriptive writing guide explains how marks are given.

The interview

The interview carries 75 marks. As you study, note down likely questions on your graduation subject, your work experience, your home state and RBI's departments. Read the interview guide and the real 2026 interview questions.

Next steps

Check your eligibility and age limit before the February 2027 notification.
Go through the syllabus and exam pattern.
Compare our courses to see which one fits this plan.

Prepare with MockMentor

RBI Grade A/B 2027 Super-Elite Course (₹7,500) – Complete Phase 1 and Phase 2 preparation with the Descriptive Writing Programme. 365 days validity.