Flagship Schemes of the Ministry of Housing and Urban Affairs
Last updated: 2026-11-13 · MockMentor
The Ministry of Housing and Urban Affairs (MoHUA) runs the schemes that shape India's cities: affordable housing, credit for street vendors, water and sewerage, sanitation and waste, and, from 2026, a market-finance fund for city infrastructure. Urban finance and municipal bonds also come up in RBI Grade B Finance and ESI papers.
Schemes at a glance
| Scheme | Launched | What it does |
|---|---|---|
| PM Awas Yojana - Urban 2.0 | 1 September 2024 | Affordable houses for 1 crore urban families |
| PM SVANidhi | 1 June 2020 | Collateral-free working capital for street vendors |
| AMRUT 2.0 | 2021 | Tap water for all urban homes and sewerage in 500 cities |
| Swachh Bharat Mission - Urban 2.0 | 1 October 2021 | Garbage-free cities and safe used-water management |
| Urban Challenge Fund | February 2026 | ₹1 lakh crore to leverage market finance for city infrastructure |
Complete scheme notes in our courses: these pages give a quick, exam-focused picture. Our Super-Elite and Elite courses carry full scheme chapters with every update merged in, plus fortnightly scheme MCQs. Compare the courses.
Urban schemes: all pages
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