RAMP: Raising and Accelerating MSME Performance
Last updated: 2026-11-13 · MockMentor
RAMP (Raising and Accelerating MSME Performance) is a World Bank-supported Central Sector Scheme, announced in Budget 2022-23 and launched on 30 June 2022. It runs from 2022-23 to 2026-27 with ₹6,062.45 crore, including a ₹3,750 crore World Bank loan.
In one line: a results-based programme that strengthens MSME institutions, credit, markets and payment discipline, with money released on targets met.
At a glance
| Item | Details |
|---|---|
| Launched | 30 June 2022 |
| Period | 2022-23 to 2026-27 |
| Outlay | ₹6,062.45 crore (US$808 million) |
| World Bank loan | ₹3,750 crore (US$500 million) |
| Instrument | World Bank Programme for Results |
| Based on | U.K. Sinha Committee, K.V. Kamath Committee, EAC-PM |
Sub-schemes
| Sub-scheme | Purpose |
|---|---|
| MSE-GIFT (₹478 crore) | 2% interest subvention on loans up to ₹2 crore for green technology |
| MSE-SPICE (₹472.5 crore) | Capital subsidy for circular economy projects |
| Online Dispute Resolution | AI-supported resolution of delayed payment cases |
| MSME TEAM (₹277.35 crore) | E-commerce on ONDC, with a focus on women entrepreneurs; run by NSIC |
Focus areas
States prepare Strategic Investment Plans. Money is linked to indicators such as fewer delayed payments, a stronger receivables financing market and better CGTMSE reach for green and women-owned units.
Possible exam questions
- How can India reduce delayed payments to MSMEs? Assess the measures under RAMP.
- Discuss the role of results-based financing in public programmes.
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