Pradhan Mantri Awaas Yojana - Gramin (PMAY-G): Targets, Assistance and Eligibility
Last updated: 2026-11-13 · MockMentor
Pradhan Mantri Awaas Yojana - Gramin (PMAY-G), launched on 1 April 2016 by restructuring the Indira Awaas Yojana, provides a pucca house with basic amenities to rural households that are houseless or live in kutcha or dilapidated houses. Budget 2024-25 added 2 crore more houses over five years, to be completed by 2028-29.
In one line: Housing for All in rural India: a minimum 25 sq m pucca house built by the beneficiary with Government money and convergence of other schemes.
At a glance
| Item | Details |
|---|---|
| Launched | 1 April 2016 |
| Ministry | Rural Development |
| Original target | 2.95 crore houses (largely met by 2024) |
| New phase | 2 crore more houses, about ₹3.06 lakh crore, to 2028-29 |
| House size | At least 25 sq m, with a cooking area |
| Assistance | ₹1.20 lakh (plains); ₹1.30 lakh (hilly, difficult, North-East) |
| Funding | 60:40; 90:10 for North-Eastern and Himalayan States |
Who is selected
- Based on the Socio-Economic and Caste Census (SECC) 2011 and the Awaas+ 2024 survey, verified by Gram Sabhas.
- In 2025 the income ceiling rose from ₹10,000 to ₹15,000 a month, and owning a two-wheeler, fridge, landline or fishing boat no longer disqualifies.
- At least 60% of the target for SC/ST households; priority to widows, persons with disabilities and manual scavengers.
Convergence
- ₹12,000 for a toilet under Swachh Bharat Mission - Gramin.
- 90 days (plains) or 95 days (hills) of paid labour under the rural employment guarantee.
- Tap water under Jal Jeevan Mission, LPG under Ujjwala and electricity under Saubhagya.
- An optional bank loan of up to ₹70,000.
- Stage-wise geo-tagged photos through the AwaasApp; payments by DBT.
Possible exam questions
- How does convergence of schemes improve the quality of rural housing under PMAY-G?
- What explains delays in rural housing completion, and how can they be addressed?
Complete notes in our courses: this page gives the essentials. The Super-Elite and Elite courses carry the full chapter with every update merged in, plus practice MCQs. Compare the courses.
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