LIC ADO: Apprentice Development Officer Exam Guide
Last updated: 2026-11-14 · MockMentor
LIC recruits Apprentice Development Officers (ADO) through separate notifications from each of its zonal offices. A Development Officer builds and manages a team of LIC agents in an area. The last cycle was notified in 2022-23, with exams in April 2023.
LIC ADO at a glance (2023 cycle)
| Item | Details |
|---|---|
| Post | Apprentice Development Officer, then Probationary Development Officer |
| Recruitment | Zone-wise (for example Delhi, Mumbai, Chennai, Kolkata, Hyderabad, Patna, Bhopal) |
| Categories | Open market (up to 60%), LIC agents (up to 25%), LIC employees (up to 15%) |
| Stipend during apprenticeship | About ₹51,500 a month |
| Basic pay on appointment | ₹35,650 as Probationary Development Officer |
| Monthly emoluments | About ₹56,000 in an "A" class city |
Selection
- Open market candidates: a Prelims and a Mains. The Mains includes General Knowledge, Current Affairs and English, and Insurance and Financial Marketing Awareness with emphasis on life insurance.
- LIC agents and employees: a single-phase Mains.
- Then an interview and a medical test.
Pay and benefits
- Pay scale: ₹35,650 - 2,200(2) - 40,050 - 2,595(2) - 45,240 - 2,645(17) - 90,205.
- Benefits include gratuity, NPS pension, leave travel, medical benefits, vehicle advance and performance-linked incentives after confirmation.
- Probation: one year, extendable to two. Confirmation depends on performance appraisal.
Is LIC ADO right for you?
ADO is a sales and team-building role. Confirmation depends on meeting business targets, so it suits candidates comfortable with field work. If you want a desk-based officer role, the LIC AAO exam is the better fit.
Source: LIC: Recruitment of Apprentice Development Officers, zonal employment notices (2022-23).
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