Abhigyan Shekhar · AIR 12
Selected · RBI Grade B (DR) General 2026
MockMentor programme: RBI Grade B Super Elite 2026 + Paid Interview Guidance Program 2026
Marks
- Interview: 44 / 75
Watch Abhigyan Shekhar on YouTube
Abhigyan Shekhar's feedback
Hi Rahul Sir,
I want to use this moment to express my sincere gratitude to you and the entire Mockmentor team. I feel lucky to have been mentored by you throughout my RBI Grade B exam journey at different stages.
From tailormade PIB, BS and RBI circular PDFs to helping people understand the demand of the exam, I was you who made me realise that 'Enjoying the exam journey is as important as the exam itself'.
As someone who has always been hesitant to give the mocks (be it mains or the interview stage), it was 16th of September when you took my mock interview and your feedback instilled that bit of confidence in me that no matter how tough the interview, I could still sail through the untested waters.
Having given 2 interviews at RBI, I can comfortably say one thing that your mock interview very well captures the seriousness, intensity and brainstorming that one gets to experience in that RBI interview room.
Thank you with all my heart for all the hard work you put in, to make this exam journey much more easier and enjoyable for me and the others. I can safely say without you, it would not have been possible.
Thank you sir,
Abhigyan
RBI Grade B interview transcript
30th September 2026
5 Members, 3M (including Chairman sir), 2F
Accidently said good morning instead of good afternoon.
Chairman sir smiled and corrected that it's already noon.
C:
-Tell us about yourself
-Why couldn't you make it last time ?
-Questioned my decision of leaving SBI (asked if my parents supported me in this decision)
-Have you heard of law of diminishing returns What is it ?
F1:
-CBDC, purpose, implications on currency management
-Will cash still stay relevant ?
-Can we launch a denomination of CBDC without launching it in cash ?
-Shall we offer interest on CBDC ?
-There is a country that's doing it. Do you know which ? And why ?
-Is it right to provide interest on CBDC ?
-What is CTS ?
-Why do we need CTS when RTGS is there ?
M1:
-Why leverage ratio was introduced ?
-NEER, REER, what is it ? Purpose ?
-Discounting of currency ? (He himself said okay you might not know this, I just smiled and said yes sir I don't)
-FCNR deposits ? Was RBI right to introduce this ?
-Why did RBI have to introduce it ?
-What benefits had RBI provided to attract more FCNR deposits ?
-Whats this hedging cost that RBI is covering ? (Lots of cross questioning)
-If RBI allows rupee to fall, what will be the implications on RBI balance sheet and economy ?
F2:
-KYC, CKYC difference
-Why CKYC exists ?
-Why not much success with CKYC ? Are banks not doing it ?
M2: (He made a remark that it seems like you have done a lot of research on forex, Honestly was a relief to hear that; I told I've tried my best sir)
-What are the things that RBI looks for while supervising banks ?
-Why do we look at capital adequacy ?
-What if a bank has a CRAR of 50% ? What does it tell us ?
C: 30 trillion$ economy by when ?
-Inflation rates in India, US, Europe ?
-Inflation rate difference impact on exchange rate ?
-Why does this happen ?
-What level of rupee shall we target ?
-To what level shall RBI allow the rupee to fall ?
After this Chairman sir said Thank you!
Keywords picked from biodata: KYC, CKYC, CBDC (did certification), CTS, RTGS
-Most questions were on forex, M1 and Chairman sir asked me a lot of questions on this topic
-No questions from certifications on Financial Inclusion, AI
-No questions on 2 years analytics experience