Adarsh Kumar · AIR 16
Selected · RBI Grade B (DR) General 2026
MockMentor programme: RBI Grade B Super Elite 2026 + Paid Interview Guidance Program 2026
Marks
- Interview: 44 / 75
Adarsh Kumar's feedback
My experience with mockmentor was highly positive. Mockmentor has helped me a lot especially in my mains and interview preparation. The concise reports like financial stability report, world economic outlook and others prepared by mockmentor was very helpful.
RBI Grade B interview transcript
Adarsh Kumar 22 Sept 2026 New Delhi
Interview duration: About 20 Minutes
There were six panel members in the board 4 Male and 2 Female
Chairmen
1. Introduce yourself
F1
1. What do you mean by MIS and what its use.
2. You have done a certificate course in financial inclusion tell me whether we are improving or not as per the FI-Index, its components and which sub-component is facing issue.
M1
1. What is Insurance penetration and where we stand right now.
2. Bifurcation of life and non-life insurance penetration.
3. Measures to improve the insurance penetration in India.
4. What is solvency ratio and how it is calculated
5. Does India will termed as safe heaven if RBI increase the repo rate
6. Whether We are on the on track to achieve insurance for all by 2047
7. Recent governor speech on Fintech should use customer date as fiduciary responsibility what do you understand about governor sir speech.
8. Impact of AI on banking system.
F2
1. Difference between Bank and insurance balance sheet
2. What are the strengths of NIACL
3. What are the challenges of NIACL and who are its competitors
4. What are other indicators we look for checking the strength of insurance company other than solvency ratio.
5. Why RBI
M2
1. What does you mean by Monetary policy
2. Impact of monetary policy
3. Why the US is known as the safe heaven
4. Measures India can take to avoid FPI outflow which can be triggered by Fed rate hike