LIC HFL Junior Assistant 2026: LIC Housing Finance Exam Guide
Last updated: 2026-11-14 · MockMentor
LIC Housing Finance Limited (LIC HFL), a housing finance company promoted by LIC, recruits Junior Assistants through an online exam and an interview. The 2026 recruitment opened on 16 April 2026, the exam was held on 6 June 2026, and interviews were planned for July 2026.
LIC HFL Junior Assistant 2026 at a glance
| Item | Details |
|---|---|
| Post | Junior Assistant |
| Vacancies | City-wise, across States |
| Application | 16 to 30 April 2026 |
| Online exam | 6 June 2026 |
| Selection | Online exam, interview, medical, background check |
| Monthly gross pay | ₹30,000 to ₹32,800, depending on city group |
| Monthly CTC | ₹38,709 to ₹41,509 |
| Fee | ₹800 plus 18% GST |
| Probation | 6 months |
Exam pattern (200 marks, 120 minutes, English only)
| Section | Questions | Marks |
|---|---|---|
| English Language | 40 | 40 |
| Logical Reasoning | 40 | 40 |
| General Awareness (with emphasis on housing finance) | 40 | 40 |
| Numerical Ability | 40 | 40 |
| Computer Skill | 40 | 40 |
- Negative marking: a quarter of a mark for each wrong answer.
- LIC HFL sets section-wise and total cut-offs to decide who is called for interview. Scores across sessions are normalised.
Pay
| City group | Basic pay | Gross monthly | CTC monthly |
|---|---|---|---|
| I | ₹20,000 | ₹32,800 | ₹41,509 |
| II | ₹20,000 | ₹31,200 | ₹39,909 |
| III | ₹20,000 | ₹30,000 | ₹38,709 |
Junior Assistants also get gratuity, staff housing loans and performance-linked incentives. Annual increments can be up to 10% of basic pay.
What the job involves
Loan processing, documents and data entry, EMI follow-up and recovery support, customer service, the cash counter and basic marketing.
Preparing for general awareness? Housing finance questions often cover the National Housing Bank and housing schemes; see our urban schemes guide.
Source: LIC Housing Finance: Recruitment of Junior Assistants 2026, detailed advertisement.
More in Insurance exams
Prepare with MockMentor
Fortnight GA & Current Affairs MCQ Package (₹1,999) – 100 questions every fortnight from circulars, PIB, schemes & reports and miscellaneous GA. 365 days validity.