Pradhan Mantri Matru Vandana Yojana (PMMVY): Maternity Benefit and Rules

Last updated: 2026-11-13 · MockMentor

Pradhan Mantri Matru Vandana Yojana (PMMVY), launched on 1 January 2017 and revamped as PMMVY 2.0 in April 2022, is a conditional cash transfer to pregnant women and new mothers. It partly makes up for lost wages so mothers can rest before and after delivery, and it encourages health check-ups. It is part of Mission Shakti's Samarthya pillar.

In one line: cash for mothers, paid on registration, check-ups and immunisation, with an extra benefit for a second girl child.

At a glance

Item Details
Launched 1 January 2017; PMMVY 2.0 from April 2022
Type Conditional cash transfer by DBT
First child ₹5,000 in two instalments
Second child ₹6,000 in one instalment, only for a girl
Age Mother at least 19
Claim window Within 270 days of birth
Funding 60:40; 90:10 for North-Eastern and Himalayan States

Instalments

Child Amount Conditions
First ₹3,000 + ₹2,000 Early registration and two antenatal check-ups; then birth registration and first cycle of immunisation
Second (girl) ₹6,000 Birth registration and first cycle of immunisation

Who is covered

SC/ST women, BPL families, women with disabilities, MGNREGA job card holders, PM-KISAN families and households with income under ₹8 lakh. Women in regular Government or PSU jobs, who already get paid maternity leave, are excluded. Beneficiaries also get JSY cash for institutional delivery.

Possible exam questions

  1. How can maternity benefits support both women's health and the girl child?
  2. Discuss conditional cash transfers as a tool of social policy.

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